2019年12月英语六级阅读模拟训练 In today's world, insurance plays a vital role in the economic and social
welfare of the entire population. The wish to guard against dangers to life and
property is basic to human nature. By using various kinds of insurance, society
has been able to reduce the effects of such hazards.
Nowhere is insurance more important than in the management of a business.
In many instances, losses in a small firm can mean the difference between growth
and failure, vitality and stagnation (停滞).Very few small businesses have even a
portion of the financial resources available to larger enterprises. Frequently,
they must operate on a very slight margin if they hope to stay in business. And
thus, they are particularly sensitive to unexpected losses.
Without enough insurance, what happens to such a firm when the owner dies
or is suddenly disabled? When a fire breaks out and destroys the firm's building
or stock? When an employee is found to have stolen company funds? When a
customer is awarded a liability judgment for an accident? Too often, the
business is forced to the wall, its future operations drastically curbed;
sometimes, it is damaged beyond repair, its ability to continue completely
crushed.
Almost always, a small businessman would find it impossible to handle the
full burden of his potential risk. The amount of money he would have to set
aside to cover possible losses would leave him nothing, or almost nothing, to
run his business with. If loss were to occur which he could repair by using his
reserve fund, what assurance would he have that another loss—the same kind or
different—might not occur next week, next month? But then he would have no
reserve fund and little likelihood of staying in business at all.
1. This selection deals mainly with_______.
A. the relation between insurance and society
B. accidents and losses
C. business failures
D. the importance of insurance to business
2. In Paragraph 3, "forced to the wall" means "_______".
A. driven to despair B. staying in a strong position
C. doing well D. climbing up
3. The author thinks that_______.
A. accidents always happen
B. a businessman should take risks
C. businesses should have adequate insurance
D. insurance is a social welfare project
4. Adequate insurance will do all of the following EXCEPT that it
will_______.
A. free some business funds B. add to benefits for employees
C. relieve some management problems D. provide for unexpected incidents
5. The word "curbed" in Paragraph 3 is nearest in meaning to_______.
A. checked B. advanced
C. expanded D. disturbed
答案：
1. D 2. A 3. C 4. B 5. A
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